How it can help your business

Maybe your business already writes instalment credit, lease or rental agreements for your customers and you need extra capital to grow your business; or perhaps you want to be able to offer finance to your customer base but need extra funds to do so. Either way, Kingston’s specialist Block Discounting team may be able to help you.

Block Discounting is a great way for small and medium sized businesses to raise extra finance to grow their presence in the finance market. The funding is secured on a batch (block) of your customer rental or instalment credit agreements – this means that most of the capital tied up in these agreements is unlocked and released back into the business. Your cash flow is improved as repayments are fixed and the term is matched to the average term of the agreements forming the block. Once the block is repaid, ownership of the agreements is returned to you.

What’s more, the end-customer remains totally unaware of the transaction – you remain in control of your customer relationship.

With your revolving credit line you can draw down funds as you need them and the process is swift, with funds usually being released to you within 48 hours.

Contact Us

If you would like more information about our flexible approach and support services for both fledgling and established companies, please contact us as below, or email us at:

Daryl Johnson
Operations Director
Tel.: 01482 626835
Email: djohnson@kingstonasset.co.uk